Very often people undergo the debt counselling process without being 100% informed of how it works and what will be expected of them. It also happens, and I find this incredibly sad, that debt counsellors are unscrupulous, and walk away with an already financially constrained client’s money, leaving them in more trouble than before. Another scenario is that the dc wants to make as much money off the client, thus pushing up the monthly payment, where the consumer can’t afford the instalm...


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